It’s Your Money, Make It Work Harder For You

Our Team


Michael Tove Ph.D., CEP, RFC, president and founder of AIN Services, is an insurance licensed Certified Estate Planner (member National Institute of Certified Estate Planners) and Registered Financial Consultant (member International Association of Registered Financial Consultants). A published author and guest speaker on syndicated radio programs regarding finance, he works with clients at all levels of financial, estate and insurance planning. Dr. Tove's philosophy is that every client, regardless of net worth, deserves the best planning that can be had. Over the years, he has developed a substantial network of professionals to which he can refer if clients' specific needs are in areas other than his personal expertise.





Carolyn Shipman has been with AIN Services since 2006. She is the Chief Operating Officer of the company, organizing and managing its daily operations. She is also a Notary Public.