It’s Your Money, Make It Work Harder For You

About Us

The Affordable Insurance Network (DBA AIN Services) was founded in 1998 by Michael Tove, PhD, CEP, RFC, as a multi-services independent agency. Our mission is to offer unbiased advice to clients based on their needs, rather than promoting the products of one company.


AIN is an accredited member of:

Better Business Bureau of Eastern North Carolina with an A+ rating


AIN agents are fully licensed and receive special training in their select practices. Many also carry professional certifications and/or degrees.

Dr. Tove is a member of:



National Institute of Certified Estate Planners


  International Association of Registered Financial Consultants
Independence Excellence Group
Retirement Income Industry Association


AIN has independent agents serving the Carolinas and Virginia as well as other states. Plus, we also network with select professionals across the United States.